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Lenditt: Personal Loan App app for iPhone and iPad


4.0 ( 1680 ratings )
Finance
Developer: Lenditt Innovations
Free
Current version: 2.1.6, last update: 6 months ago
First release : 19 Aug 2021
App size: 227.12 Mb

Introducing Lenditt: Your Ultimate Personal Loan Solution

Looking for a hassle-free way to secure a quick personal loan? Look no further than Lenditt, one of the best loan apps revolutionizing the lending experience. If you need a personal loan online for unforeseen expenses, a dream vacation, home improvements, or any other personal endeavour, Lenditt has got you covered with its quick, secure, and seamless online loan application process.

Lenditt, one of the leading NBFC instant personal loan providers to being your trusted financial buddy. Our RBI-registered online loan app status ensures the highest level of security and compliance.

Features of Lenditt – Your Financial Buddy:
• Minimum Processing Charges: From Rs.500
• Repayment Period: 61 Days to 90 Days
• Maximum Annual Percentage Rate (APR): Varies from 30% to 34% based on the Risk Profile of the Customer
• 100% Paperless loan application
• No foreclosure Charges
• No Guarantors or collaterals
• Loan repayment through various payment methods
• Sanction Letter in 30 minutes
• No Subscription or upfront Fees
• Quick TAT

Personal Loan Application Steps:
• Install Lenditt – Your financial Buddy Loan Application
• Signup by filling in basic and professional details in the application to know your eligibility
• Upload KYC Documents for Quick Approval
• Once the loan application is approved, get the loan amount disbursed directly to your bank account.

Documents required for Personal Loan Application:
• Selfie
• Pan Card
• Election Card or Driving License
• Aadhar Card
• Salary Slip or Professional Work Email
• Salary Account Bank Statement
• Additional Address Proof (address if not updated in Aadhar Card)

Eligibility Criteria:
• Monthly Salary per month: Rs.20,000 (minimum)
• Age: 21 years and above
• Occupation: Salaried Individuals

Lenditt adheres to RBIs Fair Practice Code and is committed to promoting best practices in digital lending.

Interest and other Charges
1 - 0.03% to 0.09% per day depending on the risk profile
2 - 6.5% will be the processing charges + GST
3 - 1% will be the document charges + GST
4 - ₹300 will be the stamp duty charges

RBI registered partnered NBFC - Chinmay Finlease Ltd - A.01.00558
Banking Partner: RBL Bank (https://www.rblbank.com) & ICICI Bank Ltd (https://www.icicibank.com)
Payment Gateway: Razorpay Software Private Limited (https://razorpay.com)
Payment Gateway: Cashfree Payments India Private Limited(https://www.cashfree.com)

Sample Calculation:
Loan amount: ₹ 30,000 at an interest rate of 31.00% p.a.
Loan Duration: 65 Days
Total personal loan interest = ₹ 1,638
Processing fees ([email protected]% of Loan Amount)+ Documentation charges (DC@1% of Loan Amount) + Stamp Duty = ₹ 1950 + ₹ 300 + ₹ 300 = ₹ 2,550
Total Deductibles (PF + DC + Stamp Duty + GST ): ₹ 2,955
In-Hand Amount: Loan Amount - Total Deductibles = ₹ 30,000 - 2.955 = ₹ 27,045
Total repayable Amount(Loan Amount + Interest): ₹ 31,638
PF + DC + Stamp Duty + GST are deducted upfront during the loan disbursal.

*This is an indicative calculation, interest and other charges vary based on the profile

Your data is safe & secured with us. All the transactions are secured via 128-bit SSL encryption. Data is transferred over secured connections.

Invest in Gold and Silver through Lenditt:

"Buy Gold and Silver in less than a Minute from Lenditt Application"

Advantages of Buying Gold and Silver from Lenditt:
• Buy Anytime, Anywhere
• Buy 24K 99.99% Pure Gold and Silver
• Certified 100% Secure (Authenticated)
• Sell Anytime (Sell your Gold/Silver anytime and get the money transferred to your bank account)
• Delivery: Convert your Lenditt Digital Gold into Physical. Get it delivered to your home.
• 100% Digital Process.

*Powered by Augmont Goldtech Private Limited.

Contact Us:
For help or any other details about our personal loans, contact us at [email protected]